We would like to thank you in advance for taking the time to find out a little more about our company. We would also like to point out that Othello is neither a financial company nor a property company but a 'quality of life' company.
As young people, the majority of us are not taught how to create wealth and amass fortunes or even how to trade shares and buy property. The financial parts of our brains remain untapped throughout our youth and many of us suffer in life as a consequence. Quite simply we are programmed to become 'battlers', working long hard hours for every penny; our family lives suffer, our relationships suffer and over time we ourselves suffer.
Have you ever thought about how much time you actually spend thinking about money in a day? Whether whilst shopping, socialising, driving your car etc. Money is such an integral part of our everyday lives and yet most of us don't know a thing about how it really works and choose to work for money rather than learn how to create it.
This self-made choice can generally be attributed to three distinct areas. A lack of belief, fear of failure or a lack of financial knowledge.
In school we are programmed to believe that getting 'A's and 100% scores is the 'be all and end all' and anything less than perfection is deemed as failure. How then do we explain the fact that celebrated individuals such as Bill Gates and Oprah Winfrey, who were high school 'drop outs', go on to become the richest people in the world? Or why is it that a graduate can study at university for 8 hard years to get a job paying 25k and a high school drop out can go and buy a house and make 25k in 6 months? It just goes to show that you don't need to be an Einstein to become wealthy, you simply need the right knowledge and a massive desire to make a difference in your life.
We feel that it is important to make a distinction between working for money and working for pleasure. If you are working just for money the chances are that you really hate your job! So the real question is what would you rather be doing with your valuable time? Just imagine that you won the lottery and could do any job or pastime in the world for pleasure which one would you choose?
At Othello we want to empower you with the knowledge and psychology that helps you to create massive wealth so that you can have these choices in your life.
Investing is risky… isn't it?
Creating wealth and investing is generally viewed by the wider public as a 'risky business' but have you ever thought that it is actually the investor who is risky through lack of knowledge and not the investment? How can an investment on its own be risky? It's certainly risky if you don't have the right knowledge. Neurosurgery is risky without the right knowledge and so is driving a car but if you get the right knowledge from the best people in the field and you implement this new found knowledge your risk would be minimised wouldn't it? Knowledge is power and knowledge and expertise minimises all risks.
Creating massive wealth requires a particular mindset. In many cases it requires a complete 'mindshift'. Clarity is power. You have to know exactly where you want to get to in order to build a plan then you need the right knowledge to turn the plan into action.
The great philosopher 'Socrates' once said that "learning is nothing but remembering…" meaning that we have the knowledge within our minds to do anything we wish to; we simply need to remember how we did it. Too many of us get stuck in our comfort zones! We get a good job, buy a house, buy a car on finance with after tax money and think that we have 'made it' or that we are in a safe haven! At Othello we believe that nothing could be further from the truth! The truth is that the majority of us are just three paycheques away from being broke! Would you call that safe? What would happen to your safe haven if you suddenly lost your job, became ill, divorced or injured?
The Power Of Passive Income
At Othello we believe that there is nothing safer than learning how to create passive income. Passive income is the backbone of financial security. Learning how to have money come in to your bank account whether you choose to work or not is the key to financial success.
Passive Income
Total Expenses
The ratio above is probably the most important ratio for calculating your current financial wellbeing. The purpose of this ratio (the wealth ratio) is to measure your financial wellbeing. It measures how soon you can retire or stop working and maintain the same standard of living that you are accustomed to. The goal is to get your passive income equal to or exceeding your total expenses. Once your passive income exceeds your total expenses you would have a ratio of 1 or higher and this would mean that you could stop working and maintain your current lifestyle. The example below shows a wealth ratio of 1. People with a wealth ratio of 1 or above can retire or stop working and maintain the same standard of living. Have a go yourself and see what your wealth ratio is. It is important to be honest with yourself, so be truthful with the figures!
£4000 Passive
£4000 Expenses
=1
If for instance your wealth ratio was like the one below showing a ratio of 0.5 you would clearly need to do some more work on creating passive income before you could leave your job or retire and maintain the same lifestyle.
£2000 Passive
£4000 Expenses
=0.5
The wealth ratio tells you how well you are managing the business of your life and that is exactly what we intend to help you with - the business of your life.
So what's stopping you? Knowledge? Desire? A false sense of security? All three? Whatever it is that is stopping you from creating passive income needs to be addressed. You need to make a decision, the decision to take ACTION! Sometimes it takes a significant emotional event for us to stand up and take action, be it losing a loved one, losing a good job even becoming ill. It really doesn't have to get to this stage and if you are feeling anything less than 100% happy with your financial situation and or your life in general then it is definitely time to take action.
The Othello Group was founded to help create wealth in the lives of everybody we encounter. We believe that every single one of us has a unique gift or talent, whatever it may be, and our biggest concern is that these wonderful gifts bestowed upon us are lost, sometimes forever, simply because we are spending too much time battling against financial odds rather than concentrating on learning how to create wealth so that we can get on and enjoy the real business of living life to the fullest and contributing to our personal and global communities. Isn't this what life should be all about? We think so.
Residential Property
Currently there are so many different investment vehicles available in the market. There are trust funds, stocks & shares, debentures, options, mutual funds etc the list is endless. We wanted to create an investment that would give you as our client a maximum return with minimal investment and minimal associated risk.
"It is not the investment that is risky it is the investor."
We wanted to create an investment that would be as 'safe as houses' to coin a cliché. A major concern of ours is the fact that so many people are put off the thought of investing because they fear that it’s too risky and yet it is these people who are the ones who need to invest the most.
If we could create wealth safely by selling Iced Cream we certainly would! However, we have chosen a tried a trusted investment vehicle over all the others on the market. It is a vehicle that enables us to employ and uphold our maxim of minimal investment for our clients, maximum return for clients and a minimised risk for client. Our investment model uses residential property as its vehicle, not commercial property or luxury property but simple residential property. You may have heard the cliché "safe as houses", well nothing could be closer to the truth. Carefully selected residential property is a tried and trusted investment vehicle that has enabled many people to amass incredible wealth. The fact that conservative banking institutions will lend 95% of the value of any residential property to almost anybody in employment as opposed to lending 50-70% of the value of their own shares gives you an idea of the faith that the banking system puts in residential property. The banking system is actually underpinned by the continual growth of residential property. The banks are aware that residential property prices have never fallen over the long term and the fact that more than two-thirds of the property market is owner occupied means that the market has an inbuilt stop mechanism and the banks are aware that if there is a momentary dip in market momentum the owner occupiers simply sit tight and don’t sell, thus preventing panic selling and depleting market values unlike the share market which has been known to fall through the floor when panic sets in!
No Deposit!
The Othello Group will locate a new property for you and negotiate a wholesale buying price on your behalf. This means that you will be purchasing a brand new property at below market price with a discount as high as 15%.
At your 'one on one' wealth consultation, your Othello Consultant will show you how you can buy your property for less than £3000 and will explain to you some of our unique techniques for attaining 100% finance which means that you will not have to save up for a deposit! We will also assist you with finding finance for your property. We will then help you to arrange for suitable tenants to occupy your new investment property and will also show you how you can guarantee your rental income for a minimum of five years! During your wealth consultation we will tailor make an investment strategy for you that enables you to achieve the results you richly deserve. We will then run through a number of retirement plans for you making sure that your chosen plan is realistic and achievable. Our aim is to get you retired within 10 years and even this is too long by our standards!
Buy, hold, never sell
The key to creating wealth through property is to 'buy, hold and never sell'. This is why we insist on you renting the property for a given period so that you can reap the rewards of capital growth.
"Do you know of a property that fell in value 10 years ago? What's it worth now?"
We will encourage you to keep your investment property for at least 12-15 years if not longer. Keeping a property for this period of time has excellent tax implications as well as giving the property ample time to increase in price. We expect the properties recommended by us to double in price well before this period.
Capital Growth is the key to creating wealth and at Othello we will show you how to unlock that wealth and spend it happily without ever having to sell your home! You may even wish to cash in your entire portfolio of properties to buy your dream home! We will show you how to do both.
At Othello we are only interested in working with individuals who are 100% committed to creating massive wealth in their lives. We are interested in forming a long and lasting professional relationship with you and expect to be in touch with you well after you are retired! We hope that Othello is unlike any other investment company you have ever come across!
